Lenders Lisa Recommends

A SMART START

Compare the complete loan—not only the rate.

Lisa recommends beginning the lender conversation early, before touring seriously or preparing an offer. A thoughtful preapproval can clarify the price range, estimated monthly payment, cash needed at closing and loan programs that may fit the Buyer’s circumstances.

Rates and loan terms can vary by lender, program, credit profile, property and timing. Ask each lender for the same information, compare written estimates and choose the professional whose combination of cost, program fit, communication and service works best for you.

BEFORE YOU CHOOSE

Seven questions to ask a lender

1. 01

   What is the current interest rate, and what is the annual percentage rate (APR)?

2. 02

   What are all the expected lender and third-party costs?

3. 03

   What discount points and origination fees would I pay?

4. 04

   Do you offer loan rate locks, and what are the term, cost and extension options?

5. 05

   Will I work with you throughout the process, and who will handle my loan through closing?

6. 06

   Which loan programs may I qualify for, and why might one fit better than another?

7. 07

   Do you offer first-time Home Buyer programs or down-payment assistance options?

TRUSTED CONTACTS

Mortgage professionals Lisa knows

Reach out directly, mention that Lisa Reich referred you and use the questions above to compare your options.

YOUR CHOICE

Choose the lender that fits you